Cross-border obligations, handled properly
Pay the people and institutions that matter, across borders, with proof at every step.
Uniffy is the trusted cross-border financial companion for people, families and institutions with international lives. Create the obligation, see the route and cost, approve it, track it, and keep the evidence through to settlement.
- Transparent cost and route before you approve
- Verified beneficiaries only
- Receipt and timeline for every payment
Who Uniffy is for
Four paths, one standard of care
People and families
Send support home with a clear cost, route and status, and keep every receipt.
See how family payments work →Students and sponsors
Pay tuition and fees to a verified institution, with references the school can reconcile.
Explore education payments →Schools and universities
Collect international fees with clean references, reconciliation and refund handling.
Partner with Uniffy →Businesses and employers
Collections, payouts and approvals for teams that operate across borders.
Talk to business sales →
How it works
Every payment follows the same six steps
Not a wallet you top up and hope. An obligation you can see from instruction to settlement.
Create
Set up the obligation: who is paid, how much, in which currency and by when.
Validate
We check the beneficiary, the corridor and your eligibility before anything moves.
Approve
You see the route, the fees and the timing, then confirm with strong authentication.
Execute
The payment runs on the approved rail for that corridor.
Reconcile
The receiving school, family member or business sees exactly what arrived and why.
Proof
You keep a receipt and a full timeline for every payment.
Availability
We only say a corridor is open when it is
Every product and country on this site is listed with its real state. Today the register holds 14 records: 0 live, 0 in pilot and 6 on the waitlist. Nothing here is a promise of coverage.
Search the availability matrix- Education paymentsWaitlist
United Kingdom → Nigeria
GBP funding, NGN institution settlement
Join the waitlist → - Education paymentsWaitlist
United States → Nigeria
USD funding, NGN institution settlement
Join the waitlist → - Education paymentsWaitlist
Nigeria → United Kingdom
NGN funding, GBP institution settlement
Join the waitlist → - Education paymentsWaitlist
Nigeria → United States
NGN funding, USD institution settlement
Join the waitlist →
Trust and security
Built to be checked, not just believed
Identity and eligibility first
Every customer is verified before they can pay, and every beneficiary before they can be paid.
A ledger for every movement
Each payment is recorded as a balanced entry with a provider reference, so it can be reconciled and audited.
Clear about who serves you
Which regulated entity provides a service depends on your country and product. We publish the mapping.
Start with a corridor check
Tell us where you are and where you need to pay. If Uniffy can help today, you will go straight to the app. If not yet, you will be first to know.